Out of curiosity, does anyone know why car insurance is CHEAPER when you add your partner on?

I did my insurance quote for my Ford Focus (UK) and I was happy with the price at 15 per month fully comp, but if I were to add my partner to the claim it was 11 per month. I don't understand their logic? Why is it cheaper? It's the same car and if i'm allowing someone else to drive it isn't there more risk?

BEST ANSWER: Try this site where you can compare quotes:insureinfo.xyz

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